Jack Patterson, CFP

Jack Patterson, CFP is known as the “Coach for Financial Well Being”, an independent Investment Advisor and Financial Planner that for the last 13 years has helped executives and federal employees over 55 years of age get on track for tax savings and achievement of their desired retirement lifestyle. Jack Patterson has successfully completed training courses and examinations covering all areas of federal employee benefits. He has presented numerous financial education seminars and workshops throughout southern Florida. Mr. Patterson specializes in helping executives and federal employees on their employee benefit and retirement plans as well as developing estate planning strategies. Due to his success as an investment advisor, Mr. Patterson is considered to be in the top ten percent of all financial services professionals nationwide.

Jack will help you make sense of the complex Federal Benefits process. He'll help you find answers to your questions like:

  • What retirement system am I under?
  • When should I retire in order to receive the highest benefit?
  • What is my minimum retirement age?
  • What day should I retire?
  • Should I make deposits or re-deposits?
  • Do I need to choose a survivor at retirement?
  • Why?
  • Whom?
  • What withdrawal option should I plan to take at retirement?

As one who specializes in federal employee benefits, Jack can educate you on the following topics:
  • CSRS/CSRS offset sections
  • FERS and CSRS transferees
  • Special Provisions CSRS/FERS (law enforcement, fire fighters, air traffic controllers, reservists)
  • Federal Employee Group Life Insurance (FEGLI),
  • Voluntary Contribution Program
  • Thrift Savings Plan (a 401k-type plan)
  • Social Security impact on benefits
  • Health insurance (FEHB)
  • Flexible Spending Accounts, Health Savings Accounts, and Health Reimbursement Administration
  • OPM Long Term Care
  • Medicare
  • Taxes on federal benefits
  • Forms used at retirement
  • Calculating your annuity benefit payments
  • Options regarding mandatory retirement
  • Calculation of part-time service
  • Military credible services
  • TSP investment options
  • Other federal benefits

As Social Security becomes more strained by the large numbers of baby boomers reaching retirement age, everyone is more concerned about retirement benefits. Many are turning to financial planning professionals to help them sort out their plans for retirement. But while non-federal employees have access to a large pool of financial pros, federal employees have very few options. The trouble is, there just arent many financial-services-trained professionals out there who understand the complex benefits and financial planning needs of federal employees.

Jack Patterson, CFP is one of those rare few. In fact, the College of Financial Planning Board of Standards who issues CFP Designations (Certified Financial Planner) has said, "What is needed are more financial-services-trained professionals who could be able to help and assist federal employees in taking advantage of their federal employee benefits."

Give Jack a call today to find out more about how he can help you with your federal benefits.

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